TALKYTEXT SUBSCRIPTION TERMS OF SALE AND USE Version 2026-10-26-subscriptions — 26 October 2026 These terms govern the Basics, Premium and Ultra subscriptions to TalkyText taken out on talkytext.com from this version onwards, and the use of the TalkyText service wherever the purchase was made. One-time orders of lifetime licences already concluded remain governed by the terms accepted when they were ordered, whose dated copies remain available on talkytext.com. Provisions that expressly refer to the "consumer" apply only to a person acting for purposes outside their trade, business, craft, profession or agricultural activity. The Stripe summary, the subscription confirmation and this fixed copy form the contract. The French version prevails in case of discrepancy, to the extent permitted by law. 1. SELLER, CONTACT AND SERVICE Emilie Perron, French individual entrepreneur (EI), trading as NOVA2G 101 Rue au Bois Marcel, 50000 Saint-Lô, France SIRET 999 096 829 00018 — RCS 999 096 829 R.C.S. Coutances Email: contact@jodevelop.com — Telephone: +33765592945 TalkyText is a digital service for cloud dictation and transcription, with optional artificial intelligence features. It is used with the TalkyText applications for Windows, macOS, Linux, iPhone and Android, linked to a TalkyText account. It requires an Internet connection: the voice is transcribed by TalkyText's servers. 2. PLANS Three monthly plans are offered: Basics, Premium and Ultra. Each includes every feature of the previous one. The features of each plan are those of the plan table published on talkytext.com on the day of subscription, which the summary repeats. A subscription opens its plan on every device of the TalkyText account, within a limit of 10 active devices per account, computers and phones combined. A device can be removed at any time from My account or from an application of the account, which frees its place. An account dictates live on one device at a time: a live dictation started on another device of the account stops the previous one, which keeps the text already received. Transcriptions of files and notes and AI requests are not affected by this rule. 3. PRICES Basics: USD 6.99 per month. Premium: USD 14.99 per month. Ultra: USD 29.99 per month. These are final prices: they include every tax NOVA2G must collect, calculated by Stripe; no tax is added. For transactions located in France, the seller applies the VAT franchise scheme as long as it meets its conditions (regime of franchised businesses provided for in particular by article L. 223-3 of the French code of taxes on goods and services). The invoice states the tax treatment actually applicable. Payment is denominated in United States dollars (USD). The bank or card issuer may convert this amount into the account's currency and apply its own exchange fees, which are neither set nor collected by NOVA2G. 4. TERM, PAYMENT AND INVOICES The subscription is concluded for an indefinite term. It is paid in advance, every month, on the anniversary date of the subscription, by card, through Stripe. The first month is charged on subscribing. NOVA2G neither receives nor keeps card data. The subscription invoices are issued by Stripe on behalf of NOVA2G and remain available from My account (Manage subscription). Before payment, the subscriber accepts these terms with a dedicated checkbox and may, with a separate and optional checkbox, request immediate access to the plan (article 11). A confirmation of the subscription, with the fixed copy of these terms, is sent on a durable medium to the account's address. A temporary sending failure never causes a second charge: the same message is sent again. 5. TRIAL The first phone signed in to an account opens the account's trial, and each computer opens its own trial, without an account. The trial lasts 7 days, with the Ultra features, without payment or card, and never turns into a subscription by itself. Subscribing during the trial loses nothing: the trial keeps the Ultra features until its end date, then the subscribed plan takes over. 6. CHANGE OF PLAN Plans are changed in My account. An upgrade is immediate: the price difference, prorated for the remaining time, is charged on the next invoice. A downgrade is immediate: the prorated difference is credited on the following invoices. The anniversary date does not change. 7. DECLINED PAYMENT If a payment is declined, Stripe retries the charge for up to 14 days. The plan's features remain open during that period. If no payment succeeds, the subscription ends and the paid features close. 8. CANCELLATION AND ACCOUNT DELETION The subscriber may cancel at any time, free of charge, with the "Cancel subscription" button in My account, which shows the plan and the effective date before confirmation. The cancellation takes effect at the end of the period already paid; the plan remains open until then and no further payment is taken. It is confirmed by email with the end date. The Stripe portal remains available for the payment method and invoices. Deleting the account ends the site subscription immediately, without refund of the current period. A warning saying so precedes it. 9. PRICE INCREASE A price increase is announced by email at least 30 days before the period to which it applies. The subscriber may cancel before that period; otherwise the new price applies from that period. 10. CHANGES TO THE PLANS NOVA2G may add features to a plan. It never removes a feature from a running subscription: a new allocation that would remove a feature would only apply to subscriptions taken out afterwards. 11. CONSUMER RIGHT OF WITHDRAWAL The subscription gives access to a digital service. The consumer has fourteen days from the subscription to withdraw, without giving any reason (article L. 221-18 of the French consumer code). An upgrade does not open a new period; a new subscription taken out after a previous one ended does. The service starts immediately if the consumer expressly requests it before payment, by ticking the optional checkbox, never pre-ticked: "I request immediate access to my plan. If I withdraw within 14 days, I will only pay for the part of the month already elapsed." This request is recorded with the version of these terms. Without this request, a withdrawal within the period is refunded in full. To exercise this right, it is enough to notify Emilie Perron EI — NOVA2G, at the contact details of article 1, of an unequivocal decision, by letter, by email or with the permanent "Withdraw from the contract here" function (https://talkytext.com/withdrawal), identifying the subscription (the account's address, the plan and the subscription date are enough). A communication sent before the period expires is enough to meet it. An acknowledgement is sent on a durable medium. On withdrawal, the subscription is stopped at once. NOVA2G refunds, without undue delay and at the latest fourteen days after being informed of the decision, the price paid, less, if immediate access was requested, the part of the month already elapsed on the day of the request. The refund uses the original payment method, unless expressly agreed otherwise, with no fee charged by NOVA2G. A business customer does not have this right. MODEL WITHDRAWAL FORM FOR CONSUMERS ONLY To Emilie Perron EI — NOVA2G, 101 Rue au Bois Marcel, 50000 Saint-Lô, France, contact@jodevelop.com: I/We (*) hereby give notice that I/we (*) withdraw from my/our (*) contract for the following TalkyText subscription: _______________________________ (plan, account address) Subscribed on: ____________________ Name of consumer(s): ____________________________________________________ Address of consumer(s): _________________________________________________ Date and, on paper only, signature: _____________________________________ (*) Delete as appropriate. 12. SUBSCRIPTIONS BOUGHT IN A STORE The plans are also sold in the App Store (iPhone), Google Play (Android) and the Microsoft Store (Windows), at the same reference price; each store shows the tax-inclusive price of its own price grid, in the country's currency. For such a purchase, the store collects the payment, issues the invoice, collects the taxes and refunds under its own terms: payment, renewal, cancellation, refund and withdrawal are handled with the store. Apple and Microsoft act as agents or commissionaires of the publisher. NOVA2G provides the service under these terms, except articles 3, 4, 6, 7, 8 (first paragraph), 9 and 11, which only concern the site subscription, and applies the store's decisions: a refund or revocation by the store closes the plan's features. On iPhone, Apple's standard licence agreement also applies to the application. In the Microsoft Store edition of Windows, the user chooses Microsoft's payment or the site's payment when both are offered. The Microsoft Store does not change a running subscription: an upgrade paid with Microsoft stops the previous Microsoft subscription and refunds its last payment. An account keeps only one paid subscription at a time: an application does not offer a purchase while a subscription from another register is running. If two subscriptions nevertheless coexist, TalkyText applies the higher one and informs the subscriber, who cancels the other where it was taken out; no subscription is cancelled or refunded automatically. Deleting the account stops the renewal of Google Play and Microsoft Store subscriptions, without refund of the current period; an App Store subscription keeps being billed by Apple until its holder cancels it in the settings of their Apple Account. 13. ACCOUNT, AUTHORIZATIONS AND USE The subscription is attached to the subscriber's TalkyText account. Each device receives a signed authorization valid for 24 hours at most, renewed online. The end of a subscription, a refund or the removal of a device closes the paid features of that device at the latest when its last authorization expires. Disclosing the account credentials outside the subscriber's circle, reselling, renting, sublicensing and circumventing the authorizations are prohibited, without prejudice to statutory exceptions. The user is responsible for informing the people they record with TalkyText (meeting, note or file) and for obtaining their consent before remembering their voice with known voices. Speech recognition and AI can be wrong: results must be reviewed before any medical, legal, financial or critical use. 14. CONSUMER STATUTORY GUARANTEES The professional answerable for the guarantees is Emilie Perron EI — NOVA2G, at the contact details of article 1. BOX — STATUTORY GUARANTEE OF CONFORMITY FOR DIGITAL CONTENT AND SERVICES The consumer has two years from the supply of the digital content or digital service to obtain the implementation of the statutory guarantee of conformity if a lack of conformity appears. For one year from the date of supply, the consumer only has to establish the existence of the lack of conformity, not the date on which it appeared. Where the contract provides for the continuous supply of the digital service over more than two years, the guarantee applies to any lack of conformity appearing during the supply period provided for in the contract. The statutory guarantee of conformity entails the obligation to provide all the updates necessary to keep the digital content or digital service in conformity. The statutory guarantee of conformity entitles the consumer to have the digital content or digital service brought into conformity without undue delay following the request, free of charge and without major inconvenience. The consumer may obtain a price reduction while keeping the digital content or digital service, or end the contract and obtain a full refund in exchange for giving up the digital content or digital service, if: 1. The professional refuses to bring it into conformity; 2. Bringing it into conformity is unjustifiably delayed; 3. It cannot be brought into conformity free of charge for the consumer; 4. Bringing it into conformity causes major inconvenience; 5. The lack of conformity persists despite an unsuccessful attempt. The consumer is also entitled to a price reduction or to terminate the contract when the defect is so serious that it justifies immediate action. Where the defect is minor, the consumer may only terminate if the contract does not provide for the payment of a price. Any period of unavailability for bringing it into conformity suspends the remaining guarantee period. These rights result from articles L. 224-25-1 to L. 224-25-31 of the French consumer code. A professional who obstructs their implementation in bad faith incurs a civil fine of up to 300,000 euros, which may be increased to 10% of average annual turnover, under article L. 242-18-1. The mandatory protections of the country of residence remain applicable. A change to the service that negatively affects, in a non-minor way, the consumer's access or use is announced in advance on a durable medium; the consumer may then terminate free of charge under the conditions provided by law. 15. LIABILITY AND SUPPORT NOVA2G remains liable for its mandatory obligations and does not exclude fraud, gross negligence, personal injury or statutory rights that cannot be excluded. Support is available at contact@jodevelop.com, with the account's address and a description of the problem. 16. COMPLAINTS AND CONSUMER MEDIATION Any complaint may be sent to contact@jodevelop.com. For consumers, the details of the approved mediation body will be published once it is appointed; no body is named before an agreement is signed. Mandatory remedies remain available. Consumer mediation does not apply to disputes between businesses. 17. PERSONAL DATA The processing needed for the account, devices, subscription, store purchases, payment, security and accounting obligations is described in the privacy policy: https://talkytext.com/privacy. Accepting these terms authorizes no optional marketing. 18. LAW, LANGUAGES AND ARCHIVING French law applies without removing the mandatory protections of the consumer's country of residence. The contract is offered in French and in English; the French version prevails in case of discrepancy to the extent permitted by law. The accepted copy and the subscription confirmation are archived for ten years and remain available on request at contact@jodevelop.com. A later version of these terms does not rewrite subscriptions already taken out: a price increase or a feature removal can only apply under the conditions of articles 9 and 10.